【文章标题】：Ranked: Wealth Per Person Across 22 Major Economies
22个主要经济体人均财富排名
【文章正文】
Ranked: Wealth Per Person Across 22 Major Economies
22个主要经济体人均财富排名
Key Takeaways
核心发现
The U.S. leads the ranking at 69k.
美国以人均50.4万美元位居榜首，是全球平均水平（6.9万美元）的七倍多。
Denmark’s 47k, a gap of over $300k between two EU member states.
丹麦人均35万美元是波兰（4.7万美元）的七倍多，两个欧盟成员国间差距超30万美元。
China’s wealth per capita stands at $53k, below the global average despite being the world’s second-largest economy.
中国人均财富为5.3万美元，虽为全球第二大经济体，但仍低于世界平均水平。
Global wealth hit 40 trillion more than the year before. Across the economies shown here, wealth per capita ranges from 41,000 in Mexico.
2025年全球财富达570万亿美元创历史新高，较上年增长40万亿美元。本图表涵盖经济体中，人均财富从美国的50.4万美元到墨西哥的4.1万美元不等。
This graphic uses McKinsey & Company analysis to visualize wealth per capita across 22 major economies in 2025, with per capita figures calculated using UN World Population Prospects data.
本图表基于麦肯锡公司分析，结合联合国《世界人口展望》数据，呈现2025年22个主要经济体人均财富状况。
The U.S. and Australia: Wealth Outpacing GDP
美国与澳大利亚：财富增速超越GDP
The U.S. leads the ranking at 445k), property was the main driver. Real estate there is now equal to 4.5 times annual economic output, the highest ratio of any major economy.
美国人均50.4万美元的财富增长主要源于少数大型科技公司股价上涨。排名第二的澳大利亚（44.5万美元）则以房地产为主要驱动力，其房地产价值已达年经济产出的4.5倍，居主要经济体之首。
The table below ranks 22 major economies by wealth per capita, alongside each country’s total wealth and 2025 population.
下表按人均财富排序22个主要经济体，并列示各国总财富及2025年人口数据：
（表格部分保留原格式翻译）
Country 国家 | Wealth Per Capita 人均财富 | Total Wealth (503,922 | 175.0 | 347.3
…（其余国家数据翻译模式相同）
Mexico 墨西哥 | $40,926 | 5.4 | 131.9
Because per capita figures are averages rather than medians, they can be pushed higher by wealth concentrated at the top.
由于人均数据采用均值而非中位数，顶层财富集中会推高该数值。
The Federal Reserve finds that the top 10% of Americans hold roughly two-thirds of all household wealth, while the 2022 Survey of Consumer Finances puts median U.S. household net worth at $192,900.
美联储数据显示美国前10%人群持有约三分之二家庭财富，而《2022年消费者财务调查》显示美国家庭净资产中位数仅为192,900美元。
The gap highlights why the $504k per capita figure should not be interpreted as the wealth of a typical American household. At the state level, financial distress also varies widely.
这一差距说明50.4万美元的人均数值不能代表普通美国家庭财富水平，且各州财政困境差异显著。
Inside Europe’s $300,000 Per Capita Divide
欧洲内部30万美元的人均财富鸿沟
Denmark tops the continent at 349k. At the other end, Poland sits at 300k between two EU member states.
丹麦以人均35万美元领跑欧洲（全球仅次于澳大利亚），荷兰（34.9万美元）紧随其后。而波兰（4.7万美元）与前者差距超30万美元。
Eastern European members such as Poland are still building wealth from a lower base than their Western neighbors.
波兰等东欧成员国仍处于较西欧邻国更低的财富积累起点。
In Germany and France, dollar-denominated wealth grew slightly, but both countries saw declines in local currency terms. Falling real estate values were the main culprit.
德法两国以美元计价的财富微增，但本币计价均出现下滑，主因是房地产贬值。
China’s Household Net Worth Is Below the Global Average
中国家庭净财富低于全球均值
China stands out at just 69k. By comparison, South Korea sits at 179k.
中国人均财富仅5.3万美元的数值显著低于全球均值（6.9万美元），而韩国（19.4万美元）和日本（17.9万美元）则远超该水平。
Japan saw the largest upswing in household wealth growth in 2025, driven mostly by rising nominal asset values rather than new investment. Chinese households, meanwhile, hold a large share of their wealth in cash and bank deposits rather than stocks or property, limiting their exposure to the asset-price gains that drove wealth growth elsewhere in 2025.
2025年日本家庭财富增幅最大，主要来自资产名义增值而非新增投资。中国家庭财富则大量以现金和银行存款形式持有（而非股票房产），错失了推动其他国家财富增长的资产升值红利。
Mexico rounds out the ranking at $41k, roughly one-twelfth of the U.S. figure. All figures in the dataset are calculated at market exchange rates.
墨西哥以4.1万美元垫底，约为美国的十二分之一。所有数据均按市场汇率计算。
At purchasing power parity, which adjusts for differences in the cost of living, the gap between Mexico and the wealthiest economies would be narrower.
若按购买力平价（考虑生活成本差异），墨西哥与最富裕经济体间的差距将缩小。
Learn More on the Voronoi App
更多内容请见Voronoi应用
If you enjoyed this visualization, check out Mapped: The States Carrying the Most Debt Per Resident on the Voronoi app.
若喜欢本可视化作品，欢迎在Voronoi应用查看《各州居民负债率地图》。